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A CreditorWatch Collect alternative for owners, not AR teams
Free plan, no card needed. Set up in 2 minutes with Xero or QuickBooks.
CreditorWatch Collect, formerly Debtor Daddy, is accounts receivable software for finance and AR teams, with automated reminders, call queues, risk data and escalation to collectors. Churnproof is built for small business owners without an AR team: an AI employee that chases by SMS and email and that you manage by text.
| CreditorWatch Collect | Churnproof | |
|---|---|---|
| Built for | CFOs, credit controllers and AR teams | Owners and small teams |
| How you manage it | Dashboard, workflows and call console | Text your employee, like a staff member |
| Reads and answers replies | Your team handles them | Yes |
| Risk data and call queues | Yes | No, it keeps things simple |
| Works with | Xero, MYOB and QuickBooks | Xero, QuickBooks, plus ServiceM8 job details |
Based on publicly available information as at November 2026. Check each provider's site for current details.
Who should pick which
If you have a credit team that needs risk scores, call lists and reporting, CreditorWatch Collect is built for that. If you're the owner and want someone to just handle the follow ups and tell you how it went, Churnproof does that by text.
Questions people ask
- Is Churnproof a debt collection agency?
- No. It chases your invoices as part of your business and hands long overdue invoices back to you.
- How much time does it take each week?
- Very little. Your employee texts you when something needs a decision, and you reply.
Stop chasing. Start getting paid.
Connect Xero or QuickBooks, name your employee and let them get on with it. Start free on one invoice. Paid plans from $19 a month.
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